About Us

With a grassroots presence in 48 states and a significant online community, the Council for Retirement Security is a driving force for protecting and preserving the Social benefits for retired Americans. Since our founding by Rita Smith in 2008, the Council for Retirement Security has built a network of over 590,000 grassroots activists who petition Congress, conduct letter writing campaigns, and make their voices known about the importance of a safe and secure Social Security Trust Fund.

The Social Security Trustees project that Social Security will exhaust its reserves by 2035. At that point, the law will then require a 20-percent across-the-board benefit cut. Social Security is simply unsustainable without reform.

The Council for Retirement Security works for the rights of current and future Senior Citizens who have faithfully paid into the Social Security Trust Fund believing it would provide them with a secure retirement.

We endorse a four step approach to saving the Social Security Trust Fund without benefit cuts:

Require the US Treasury to repay the $2.85 Trillion that Congress has “borrowed” from the Social Security Trust Fund to pay other Federal Government expenses.

Eliminate the Payroll Tax Cap loophole that allows millionaires and billionaires to pay a lower Social Security tax rate than the working poor and middle class.

Gradually raise the retirement age for people born after 1960 by two months every year until it reaches from 70.

Eliminate the Carried Interest Loophole that allows investment bankers to shield income from Social Security withholding but does not preclude those bankers from receiving Social Security benefits.

The Council for Retirement Security is a part of Our Generation, a 501(c)4 nonprofit organization.