We all want the highest Social Security payment amount — but just how much is that, exactly?
Claiming this top-tier amount is a goal many people aspire to. However, there’s a lot of work to do to get there. Not only must you earn at a high level for decades, but you should also delay Social Security until age 70.
If you do this, what’s your reward? Per the SSA via The Motley Fool, the maximum possible benefit in 2025 is $5,108.
How about if you claim at 67? The highest possible amount is $4,043. And for those who claim early at 62, it’s $2,831.
Some may say that to get such an amount, you’d have to be a high earner. So does this payment really mean a lot to someone in such a position? We know that every earner deserves Social Security, since it’s something they’ve paid in and are fairly owed. But would someone with a lifelong income well-above middle-class range really need Social Security? Yes, because these people are more likely to know how to put their money to work for themselves. Keep in mind, benefits can also be used to invest, meaning you can grow this amount even further.
For more Social Security news, facts, and updates, bookmark our page today. And to protect Social Security and keep payment amounts going up for everyone, sign our petition here.
