Social Security saw several important changes announced in 2025.
As we approach 2026, it’s worth looking back on the key updates to Social Security that affect millions of older Americans – including how the program supports not just financial security, but the long-term well-being of retirees.
While some people believe more changes were needed, the ones that did take place illustrate that it is possible to change the future of the program through continued advocacy.
Important Social Security Changes in 2025
In October 2025, the Social Security Administration (SSA) announced a 2.8 percent Cost-of-Living Adjustment (COLA) for 2026, giving most beneficiaries a modest monthly bump starting in January. This comes after a 2.5 percent COLA in 2025.
Alongside the COLA increase, Social Security’s taxable-wage cap will rise in 2026. Under the new rules, earnings up to $184,500 (up from $176,100) will be subject to payroll taxes.
2025 also marks a milestone for the program: the 90th anniversary of Social Security’s founding. Since its inception, the program has served as a foundation for economic and health security for generations of retirees.
Another important change announced this year concerns benefit thresholds and limits. For example, the maximum benefit for workers who retire at full retirement age will rise in 2026, reflecting inflation and other cost-of-living pressures.
Why does this matter for health and longevity? For many seniors, Social Security isn’t just a monthly check – it underpins the ability to afford housing, nutritious food, stable living, and timely medical care. That stability often translates into better health outcomes, allowing retirees to age with dignity and resilience.
As we celebrate Social Security’s legacy, it’s worth remembering that this program isn’t a handout – it’s a reward for years of work. The modest 2026 COLA, the increased wage cap, and updated benefit limits show that Social Security continues to adapt to modern economic realities. Seniors and those near retirement deserve to see these benefits paid in full, as promised – because they have earned them.
Help us protect the program’s future by signing our petition today!
