Social Security is something everyone deserves — but how can you get higher payments?
Whether you’re still working or you’re already retired (or in a family with someone who retired) there are many ways to raise your benefits.
For current workers, earn as much as possible. Ideally, this means over 35 years. Try to earn up to the annual cap of $160,200 for 2023, and verify your earnings.
No matter how much you make or how long you’ve worked, you can increase your benefits by delaying them. This is a good idea if you have a steady job you enjoy and you’re healthy to keep working it.
Don’t forget to explore other benefit options. These include spousal, ex-spouse, disability, and survivor.