Why Young People Should Care About the 2026 COLA

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Young people might think Social Security’s annual Cost-of-Living Adjustment (COLA) is only relevant to retirees. However, it has long-term implications for everyone.

The COLA is designed to help benefits keep pace with inflation, ensuring that retirees, disabled individuals, and other recipients can maintain their standard of living as costs rise. As 2026 sets in, so does the 2.8 percent COLA. Many young adults are taking notice.

If Social Security benefits don’t keep up with real living costs, the burden on future generations will grow. As today’s workforce ages, they may also face inadequate benefits unless the system is strengthened. A COLA that reflects true inflation is essential for maintaining Social Security’s sustainability and fairness.

Young people are paying attention now because they are thinking ahead. They know the policies we advocate for today will shape the benefits available to everyone when they retire.

Are you a young person? What do you think about the 2026 COLA? Share your thoughts with us. If you’d like to secure your retirement future, sign our petition.

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