The Social Security Cost-of-Living Adjustment (COLA) for 2025 was only 2.5 percent, a figure that disappointed many recipients.
This increase, meant to help retirees and others reliant on Social Security benefits to keep up with inflation, fell short in today’s economic environment. Rising costs for housing, healthcare, and basic necessities have outpaced the adjustment, leaving many to wonder how they will make ends meet.
Now the question is, will the 2026 COLA, which will be announced in a few months from now, be higher?
The 2025 COLA Barely Helped – Will the 2026 COLA Go Further?
The 2.5 percent adjustment from last year provided a slight boost, but failed to cover the full impact of higher prices for essential goods and services. Those who rely on Social Security often face fixed incomes, making every dollar critical for their daily living.
This modest increase raised concerns about the long-term viability of Social Security as a safety net. Many recipients expected a higher adjustment, given the strain that inflation has placed on household budgets in recent years.
Unfortunately, this adjustment did not reflect the true rise in the cost of living for millions of Americans. As the 2026 COLA approaches, some reports say it could be around the same amount. This would also be a disappointment to seniors. We want COLAs increasing, not staying stagnant.
The government has a responsibility to ensure that Social Security keeps pace with economic realities. This year’s COLA serves as a reminder that more must be done to protect beneficiaries from falling behind. As we move forward, discussions about reform and future adjustments will be essential to preserve the purchasing power of those who depend on these benefits.
What are your thoughts on the 2026 Social Security COLA? What do you think the number should’ve been? Share your thoughts with us!
Also, it’s a perfect time to make your voice heard! Sign our petition to raise the COLA.
